Merchant Disclaimer & Terms of Use

Version 2026-07-04

By creating a NormiePay account and using the Service, you (the “Merchant”) agree to the following. Please read carefully — these terms limit our liability and place responsibility for compliance and funds on you.

1. We are a software provider only

NormiePay provides software that generates blockchain payment addresses and smart-contract instructions and surfaces on-chain payment data. NormiePay is non-custodial: at no point do we take custody of, control, hold, or have the ability to move, freeze, or reverse your funds or your customers’ funds. Payments settle directly on public blockchains via smart contracts. We are not a bank, money transmitter, money services business, broker, exchange, custodian, or payment institution, and we do not provide financial, legal, tax, or investment advice.

2. No responsibility for lost funds

You acknowledge that blockchain transactions are irreversible and carry inherent risks. To the maximum extent permitted by law, NormiePay is not responsible or liable for any loss of funds arising from any cause, including but not limited to: smart-contract bugs, vulnerabilities, or exploits (the contracts are provided on an as-is basis and may be unaudited); incorrect, mistyped, or wrong-network payments; sending unsupported tokens or sending to the wrong address; blockchain congestion, reorganizations, forks, or failures; gas/keeper failures; wallet, key, or seed-phrase compromise or loss; third-party infrastructure (RPC providers, wallets, exchanges) outages or errors; price volatility; or your own configuration errors. You use the Service and transact in crypto assets entirely at your own risk.

3. Your legal and compliance responsibility

You are solely responsible for determining, obtaining, and maintaining any licenses, registrations, and approvals required to operate your business and to accept crypto payments in your jurisdiction, and for complying with all applicable laws and regulations. This includes, without limitation, anti-money-laundering (AML), counter-terrorist-financing, know-your-customer (KYC), sanctions and export controls, consumer protection, data protection, securities, and tax laws. You are responsible for your own due diligence on your customers and counterparties, for reporting and paying all taxes, and for the legality of the goods or services you sell. NormiePay does not perform KYC/AML on your behalf and makes no representation that use of the Service is lawful in your jurisdiction.

4. No responsibility for legal problems

To the maximum extent permitted by law, NormiePay is not responsible or liable for any legal, regulatory, tax, enforcement, or third-party claim, penalty, fine, dispute, or proceeding arising out of or related to your use of the Service or your business activities. You agree to indemnify and hold harmless NormiePay and its operators from any such claims, damages, losses, and expenses (including reasonable legal fees).

5. “As is”, no warranty, limitation of liability

The Service is provided “as is” and “as available”without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, availability, or non-infringement. To the maximum extent permitted by law, NormiePay’s total aggregate liability for any claim relating to the Service shall not exceed the total platform fees you paid to NormiePay in the three (3) months preceding the event giving rise to the claim, and NormiePay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits or lost funds.

6. Acceptance

Accepting this disclaimer is required to use the Service. If you do not agree, do not use NormiePay. We may update these terms; continued use after an update constitutes acceptance of the revised terms.

This document is a general disclaimer and is not legal advice. Consult your own qualified legal counsel.